International transfers. Multi-currency FX with firm rates at instruction. Payment-processing support via licensed EMIs and PSPs. Compliant virtual-currency on/off-ramp through registered partners. Built for merchants across the full risk spectrum.
NovoBill coordinates international transfers, FX, payment-processing support, and registered virtual-currency steps under one workflow — delivered through licensed banking, EMI, PSP, and crypto partners.
Fund a corporate account at a Canadian partner bank or fintech, then instruct one-off or recurring payouts to beneficiaries through banking partners and correspondent rails. Daily statements and proof of credit for reconciliation.
Learn moreDeposit in one currency, request conversion to another. Rates confirmed at instruction. Converted funds can be retained for later use or paid out. Executed through regulated FX liquidity providers after compliance checks.
Learn moreCompliant fiat-to-crypto and crypto-to-fiat through registered partner platforms. Address verification, sanctions screening, source-of-funds checks, and full audit trail. NovoBill does not custody virtual assets.
Learn moreCustomer payments are accepted through licensed EMI or PSP partners and settled into a master account, where NovoBill reconciles, screens, and redistributes to merchant sub-accounts or external bank accounts. NovoBill is not the acquirer.
Learn moreWeb and mobile dashboard for balance management, payments, FX, and reporting. Real-time balances in CAD, EUR, USD, GBP, and BRL. Sub-account structures for affiliate networks and platforms with bulk-payout templates.
Learn moreSFTP file intake, sub-account management, and split-settlement templates for affiliate networks, creator platforms, and PSP-anchored merchants redistributing earnings to publishers, performers, or contractors.
Learn moreTwo stated competitive advantages. Both grounded in the way NovoBill is operated, not in marketing claims.
NovoBill serves the full risk spectrum — including online gaming where legal, digital content and subscriptions, creator platforms, affiliate networks, and crypto-adjacent merchants. Compliance-first, with KYB/KYC, source-of-funds checks, sanctions screening, and ongoing monitoring sized to the risk profile of each vertical. We accept clients banks and mainstream EMIs routinely decline.
How we operate compliancePer-transfer fees plus FX spread. Firm rates at instruction. No hidden FX markup. Transparent take rates that compare favorably to niche high-risk specialists (CCBill, NETBilling, Segpay) without their 10–15% headline rates and rolling reserves.
See how pricing worksInternational transfers, FX conversion, virtual-currency steps, and merchant settlement coordinated under one operational framework — through licensed banks, EMIs, PSPs, and registered crypto partners. Single dashboard, single ledger, single compliance contact.
Explore the platformFINTRAC MSB (C10001558). Bank of Canada RPAA registered (RPS0014803). Designated MLRO and dedicated compliance officer. Daily statements, downloadable ledgers, proof of credit on every transfer, audit-ready records that finance teams can file.
See compliance detailsPatreon, Substack-style platforms paying out to thousands of creators or performers. Cross-border settlement, split payouts, statement exports.
Creator solutionsCJ, Awin-style networks collecting via EMI or PSP rails and redistributing earnings to publishers and influencers. Sub-accounts and multi-currency.
Affiliate solutionsOperators in regulated markets needing reliable cross-border settlement, FX, and a provider that accepts the risk profile with documented controls.
iGaming solutionsVideo, premium communities, paywalls, and adult/digital content platforms with international subscriber bases and recurring payouts.
Digital contentOpenSea, Magic Eden-style marketplaces and treasuries needing coordinated fiat-FX-crypto with address checks and full records for audit.
Crypto-adjacentEnvato, Canva-style digital content studios, e-commerce brands, and SaaS firms paying freelancers and vendors in multiple countries.
Direct merchantsUpwork, Fiverr-style merchants accepting payments via an EU EMI or PSP and settling into a master account for screening and onward distribution.
PSP-anchoredNovoBill underwrites case-by-case. If you're an online business with cross-border flows the banks struggle with, we likely can serve you.
Get in touchNovoBill operates only through licensed counterparties and every workflow is auditable. The compliance program is sized to the risk profile of the verticals NovoBill serves, with documented controls that pass scrutiny from partner banks and EMI underwriters.
FINTRAC MSB: C10001558
Bank of Canada RPAA: RPS0014803
Listed in both public registries
A subscription content platform consolidated EMI collection, FX rebalancing across CAD/EUR/USD/GBP/BRL, and weekly creator payouts onto NovoBill — replacing four vendors with one ledger.
— Operations Lead, creator subscription platform
An affiliate network used SFTP file intake and sub-account templates to push high-volume payouts in five currencies. Daily statements and reference mapping let finance close books cleanly.
— Head of Finance, performance marketing network
An NFT marketplace ran fiat collection via partner PSPs, FX into stablecoin treasury via a registered crypto partner, and audit-ready records for every step — no need to coordinate four counterparties separately.
— Treasury, digital marketplace